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NEW QUESTION: 1
Collect Requirements process starts in Project Planning Phase and uses the outputs of the
__________.
A. Closing process
B. Project closer Process
C. Estimation Process
D. Initiation Process
Answer: D
Explanation:
Collect Requirements process starts in "Project Planning Phase" and uses the outputs of the Initiation Process.
NEW QUESTION: 2
The primary program to configure the Windows environment is:
A. Registry Editor
B. Server Manager
C. Control Panel
D. Computer Management Console
Answer: C
Explanation:
Explanation/Reference:
Explanation:
As with previous versions of Windows, the main graphical utility to configure the Windows environment and hardware devices is the Control Panel.
NEW QUESTION: 3
Which of the following credit risk models includes a consideration of macro economic variables such as unemployment, balance of payments etc to assess credit risk?
A. CreditPortfolio View
B. KMV's EDF based approach
C. The CreditMetrics approach
D. The actuarial approach
Answer: A
Explanation:
Explanation
The correct answer is Choice 'd'. The following is a brief description of the major approaches available to model credit risk, and the analysis that underlies them:
1. CreditMetrics: based on the credit migration framework. Considers the probability of migration to other credit ratings and the impact of such migrations on portfolio value.
2. CreditPortfolio View: similar to CreditMetrics, but adds the impact of the business cycle to the evaluation.
3. The contingent claims approach: uses option theory by considering a debt as a put option on the assets of the firm.
4. KMV's EDF (expected default frequency) based approach: relies on EDFs and distance to default as a measure of credit risk.
5. CreditRisk+: Also called the 'actuarial approach', considers default as a binary event that either happens or does not happen. This approach does not consider the loss of value from deterioration in credit quality (unless the deterioration implies default).