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NEW QUESTION: 1
After an infant is delivered by cesarean delivery and placed on the warmer, the RN dries and assesses the infant. At 1 and 5 minutes after birth, the RN does the Apgar scoring of the infant. The RN knows that because this infant was delivered by cesarean section, he is at increased risk for having which one of the following:
A. Cold stress
B. Respiratory distress syndrome
C. Cyanosis
D. Seizures
Answer: B
Explanation:
Explanation/Reference:
Explanation:
(A) The infant is placed on the warmer and dried after birth. Cold stress occurs when the infant is not dried and kept warm. (B) The fact that this infant was born by cesarean delivery does not place him at a greater risk for cyanosis than an infant delivered vaginally. Cyanosis occurs when infants cannot oxygenate their blood after the umbilical cord is severed. (C) Infants born by cesarean delivery are at a higher risk for developing respiratory distress syndrome because these infants do not pass through the pelvis, where the chest is compressed and fluid is able to escape from the lungs. (D) Cesarean-delivered infants are not at greater risk for seizures than infants delivered vaginally.
NEW QUESTION: 2
Universal Containers (UC) is implementing Service Cloud UC's contact center receives 100 phone calls per hour and operates across North America ,Europe and APAC regions. UC wants the application to be responsive and scalable to support 150 calls considering future growth. what should be recommended test load consideration
A. Testing load considering 10xthe current call volume.
B. Testing load considering current call volume.
C. Testing load considering half the call volume.
D. Testing load considering 50% more call volume.
Answer: D
NEW QUESTION: 3
An investor in mortgage backed securities can hedge his/her prepayment risk using which of the following?
I. Long swaption
II. Short cap
III. Short callable bonds
IV. Long fixed/floating swap
A. II and III
B. II and IV
C. I and IV
D. I and III
Answer: D
Explanation:
Explanation
Mortgage backed securities carry prepayment risk as borrowers tend to prepay mortgages when rates fall, and substitute it with newer cheaper mortgages. This creates the issue of 'negative convexity' for mortgages, ie, they lose value when rates rise, but do not gain in value when rates fall.
Prepayment risk can be offset by instruments that also carry negative convexity. A swaption is an option to borrow in the future at an agreed rate, which may be fixed or floating. An option to borrow in the future paying floating and receiving fixed guards against losses when rates fall, as the option can be exercised for a profit when rates are declining and the mortgage portfolio is being prepaid. A callable bond is very similar to an MBS in that the issuer can call it back when rates fall. Thus a long position in an MBS can be offset by a short position in a callable bond. Thus I and III are valid choices.
A cap allows exchanging fixed for floating when interest rates rise above an agreed rate. A long cap position allows borrowing at a fixed rate in exchange for floating, and a short cap implies receiving fixed and paying floating when rates go above the strike rate. Prepayment risk arises from falling interest rates, therefore a short cap will not protect against such a risk as falling interest rates would mean that no payments would be exchanged. Thus II does not help hedge against the risk in question.
A long position in a fixed for floating swap would require paying fixed and receiving floating when rates are falling. This would just make the problem from prepayments worse as the position would pay fixed and receive a falling rate. Thus IV is not an appropriate way to hedge prepayment risk.
NEW QUESTION: 4
In devising plans to protect vital records during an emergency. a prime decision to make would be the
identification of vital records. Whether such records are vital depends to a large extent on the type of
business conducted. However, as a general rule, all of the following would be considered vital to any
corporate organization except:
A. The by-laws of the corporation
B. The incorporation certification
C. Board of directors' minutes
D. Personal identification fingerprints of employees
E. The stock record books
Answer: D